Terms of Service

Effective Date: March 1, 2025

1. Acceptance of Terms

By accessing or using this website, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this website.

2. Use of Website

You may use this website for lawful personal and informational purposes only. You agree not to use the site in any way that may damage, disable, or impair the website or interfere with any other party's use.

3. Intellectual Property

All content on this website—including text, graphics, logos, images, and other materials—is the property of Ricardo R Matos unless otherwise stated. Unauthorized use, reproduction, or distribution of any content is strictly prohibited and may result in legal action.

4. Privacy Policy

Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

5. Third-Party Links

This website may contain links to third-party websites for your convenience. We do not control or endorse the content of these external sites and are not responsible for any damages or losses arising from your use of third-party links.

6. Limitation of Liability

To the fullest extent permitted by law, Ricardo R Matos and affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.

7. User Conduct

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Attempt to gain unauthorized access to any part of the website or its systems
• Use the website to transmit any harmful or malicious code

8. Account Termination

We reserve the right to terminate or restrict your access to the website at our sole discretion, without notice, for any violation of these Terms or for any other reason.

9. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with a new effective date. Continued use of the website after changes constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of Texas, United States, without regard to its conflict of law principles.

11. Contact Information

If you have any questions or concerns about these Terms, please contact: